Posts tagged goals
Our European Honeymoon & How We Got it 85% OFF: Part II

All in all, we decided it was about 20 degrees too hot and we walked about 30 miles too far to classify our trip as relaxing vacation, but wow... what an experience!  To walk the same streets and see the same sights that people did centuries before us was truly amazing.  The icing on the cake was that we got to see the world, and then come home to the United States of America.  We may be poor enough to depend on "travel hacking" but we'll never be able to comprehend how rich we really are, just because of where we were born. 

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Compound Interest: the Great and the Terrible

In the last post I talked about the different components of debt.  This time I want to elaborate on one of them, interest!  More specifically, I want to talk about what happens when interest compounds.  There will be a lot of numbers in this post, but stay calm and stay with me!  Here's why you should read this post all the way to the end:

Compound interest is a very powerful financial tool and I want you to understand it and be able to use its power for good in your life!

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Principle vs. Interest

I want to keep this post simple and to my two main points:

  1. There is "good debt" and "bad debt".
  2. The way you pay your debt makes a difference. 

My reason you should keep reading: 

Everyone, but especially young people, need to understand the components of debt, the real costs, and how to make choices that will set you up for financial security and keep you out of the debt trap.

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In God's Power, Not Micayla's

If your life is anything like mine, it is likely messy, confusing, and filled with uncertainty.  

My natural response: get a good holt and try to force control over everything I can so that I can make my life "successful". (You have to read that with a mean face to get the full effect...)

The correct response: well, not that... like I said, I'm still learning, but the following is what I've learned so far...

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Five Bags of Silver

In college there have been so many times I've been tempted to throw up my hands and claim I have nothing else to give.  Sometimes I felt this way with money.  Sometimes I felt this way in rodeo, when the end of the success drought was no where in sight.  Sometimes it was with spoiled friendships.  Sometimes it was in my lack of self esteem and purpose.  

But in all of it, I felt like I was doing just good enough to get by, but I had no more left for God.  

At some point in this mess I began to understand it was true that Micayla working for Micayla had her limits.  But Micayla working for God found fresh strength, surprising success, and new opportunities.

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Power Pursuit #1 - Rich Dad, Poor Dad

It's not a desire for money that drives the Rich attitude that Kiyosaki describes or my love for this book.  It's the desire to prepare the best we can for this crazy life and all it's challenges.  It's my desire for security and peace of mind.  It's my desire to care for my future family and someday my parents, the way they have cared for me.  It's my desire to escape the rat race and live this one life to the fullest.  If you can relate to these desires, this book is a must read.

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Got Dreams? Get Goals.

This very easy and simple commitment has the potential to dramatically affect your life for the better.  I know I wouldn't even be writing this now if I hadn't been writing my goals down and reading them often.  And seriously, what do you have to lose?  One of my favorite Coach Luthi Truths is that “It’s hard to hit a target you don’t have.”  Coach, I couldn’t have said it better myself.

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